Are You looking for a home loan or investment property mortgage for a Minnesota property? We are an experienced mortgage broker who can suggest an appropriate solution for your home loan financing.
Whether you are MN first time home buyer or seasoned home buyer, or an investor looking to buy or refinance investment property-we can help. We have helped thousands of people-just like you-since 1995.
Description-We are located in Edina Minnesota. We offer a WIDE variety of programs for individuals. See below for some of the mortgage programs we can currently offer. Of course, this business changes daily-all programs and guidelines are subject to change.
Consider the following:
Credit challenged is OK. We work with individuals who have had a bankruptcy or foreclosure. We look for solutions-if not today we let you know what we think you can do to improve your situation. Life happens. We understand and are not judgemental. We can help you get a home even if you have an open chapter 13 as long as you have 12 months of on time payments.
FHA (Federal Housing Administration) loans are becoming more popular. We can finance up to 96.5% of a home's purchase price, 85% on a cash out basis and 97% on a rate and term refinance. Credit scores of 620 (possibly lower under certain circumstances) are eligible. We offer the 203K rehab loan as well-although lenders periodically discontinue purchasing this loan. Check on current availability.
VA (Veteran Administration) loans are for veterans, active duty and reservists as well as their spouses in certain circumstances. VA loans are eligible for 100% financing. This means no down payment. Their is also a little more credit flexibility with this loan for things such as a previous foreclosure.
USDA rural development home loans are for purchase a home in a rural area. This program also allows for 100% financing. There are income and location restrictions. The loan limit is 417K and is a 30 year fixed rate loan. This loan is for a single family home purchase-not to finance a farm or any other type of property. There are different loans that are for these other types of properties.
Conventional loans of all types-fixed rate, ARMs, Jumbos,and lines of credit. We offer these loans on primary residence purchases and refinances as well as on second homes and investment properties. We also have outlets for commercial financing.
Reverse mortgages can be a way for someone age 62 or older to have the home pay them an income. This could allow a senior homeowner to stay in their home longer. What are the criteria?-be age 62 or older and own a home with enough qualifying equity. No income or credit requirements apply.
First time buyer programs and first time home buyer credits. Based on legislation, there may be a special program for someone who has hasn't ever owned a home or someone that hasn't owned a home for a period of years (generally 3). We keep up on these programs and may be able to offer them to you or explain how they work. Frequently there are restrictions on eligibility-such as income requirements.
Contact John or Patti Mazzara at 952-285-4319. We are Minnesota's premier mortgage broker. We look forward to helping you select the most appropriate mortgage financing for your property.
Watch and learn from our Minnesota Mortgage Specialits videos:
or Call US at 952-285-4319
DO IT NOW-Apply for mortgage and/or get pre-qualified for your home purchase.
Please tell us if you contacted us via an Internet search. We have a special offer that you might not otherwise qualify for.
Search the Twin Cities metro area online from our MLS linked website.
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101 Fast Fixes To Improve Your Credit Score
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you are ready to buy or finance your next home. (offer subject to
change at any time)
This Website-www.minnesotamortgagespecialists.com is owned and operated by Venture Development-a
Minnesota Mortgage broker providing mortgage loan financing. We are a private
company and not a government agency or the federal government. Begin your online mortgage application for a Minnesota home loan at http://www.VentureLoanApp.com
John Mazzara is a licensed Realtor and is affiliated with RE/MAX Results, 7300 France Ave S, Suite 410, Edina, MN 55435. Each RE/MAX office is independently owned and operated. John has sold homes since 1986 in Edina and throughout the entire Minneapolis/St. Paul Metro area. We have a lot of relocation resources for relocating to MN. Search for Minnesota Homes via our online MLS search at http://www.minneapolisstpaulhomes.com/ or
by phone at 952-929-2577.
NMLS # John Mazzara - 332556, Patti Mazzara- 333279 Venture Development State Of MN Originator License #20183304
This communication is provided to you for informational purposes only and should not be relied upon by you. RE/MAX Results is not a mortgage lender and so you should contact a mortgage broker or lender directly to learn more about its mortgage products and your eligibility for such products.
Regarding specific blog postings, external links and any other information found on this site, neither John Mazzara nor RE/MAX Results assumes any responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner. John Mazzara and RE/MAX Results are not associated with the government, and our service is not approved by the government or your existing lender. Even if you accept this offer and use this site and/or our services, your lender may not agree to change your loan should you decide to pursue a short sale or any other change involving your loan or loan terms and conditions. If you should decide to engage our services in marketing your home as a short sale, there will be no up front cost to you and you may cancel our listing contract at any time.
